Michael RihaniConsumer software. Global scale.

I launched Apple Pay on the Web and Coinbase One Card, helped scale Tesla’s Supercharger network, and now lead digital assets at Nubank.

Michael Rihani outside the Tesla factory

Featured work

Products I’ve shipped.

Experience

Built software for over a billion customers.

NubankSenior Director of Product · Digital Assets2025 - present
AIConsumerDigital Assets

I run Nubank’s global digital assets business and own its P&L. My team launched stablecoin rewards and cryptocurrency trading in 35 countries. We helped the Nu Global team with free international transfers and a virtual card.

CoinbaseDirector of Product · Financial Services2024 - 2025
ConsumerDigital AssetsFintech

I led Cash, Cards, Transfers, and Payments. For Bitcoin-Backed Loans, we brought Morpho’s lending on Base into the Coinbase app so customers could borrow USDC against bitcoin.

Cash App / SquareDirector of Product · Bitcoin2021 - 2024
ConsumerBitcoinFintech

I led the Lightning and Bitkey integrations at Cash App and built automatic bitcoin conversions for Square sellers.

TeslaStaff Product Manager · Supercharger2020 - 2021
ConsumerSoftwareHardwareBitcoin

My team owned the software Tesla used to build, monitor, and repair Superchargers. I used charger and arrival data to launch live wait times and down-post detection. I built the site-announcement automation for @TeslaCharging and helped launch non-Tesla charging and bitcoin payments on Tesla.com.

AppleSenior PM, Apple Card & Cash · Senior EPM, Apple Pay2016 - 2020
ConsumerSoftwarePayments

I launched Apple Pay on the Web and worked on the founding Apple Card team. I led Apple Cash product and operations with Green Dot Bank and launched Apple Cash Family for teens.

KoofersCo-Founder and Chief Product Officer2006 - 2016
ConsumerSoftwareEducation

We built Koofers for college students. It reached 1M+ monthly users across 500+ universities. We raised $6M+ and grew to 15 people. Docsity acquired Koofers.

Virginia Tech · BS Business Information TechnologyGeorgia Tech · MS Computer ScienceStanford · Continuing Studies

Two issued patents

Co-inventor on payment and decentralized identity systems.

  1. LearnerLearn by trying things
  2. FuturisticThink about what I’d build next
  3. InputCollect ideas and connect the dots
  4. IndividualizationPay attention to what each person needs
  5. AchieverGet things out the door

Angel investing

Backing technical founders.

I invest in early-stage deep tech companies, AI startups, and direct-to-consumer brands.