Michael RihaniConsumer software · Global scaleI’m a customer-obsessed product manager. I love taking products from zero to one. At Tesla, I led Supercharger software and UX, created the original Real Time Wait Time experience, and helped open the network to non-Tesla vehicles. Today, I lead Nubank’s digital assets business unit.
Selected work
Charging networks. Consumer products. Payment systems.
I created the original Real Time Wait Time experience: live stall availability and wait estimates in the app and map pins, helping drivers choose charging stops before they arrive.
I helped launch the early non-Tesla pilots. I acquired @TeslaCharging’s Twitter handle, built the account from zero followers, and automated new-site announcements. The account now has over 300,000 followers.
I launched Apple Pay on the Web, bringing Apple Pay to browser checkout across millions of websites in 90+ countries. I scaled the rollout through Shopify, Stripe, Adyen, and a global payment-provider network.
Shopify reported up to 2× higher mobile checkout conversion and checkout up to 60% faster than credit cards alone.
I lead Nubank’s digital assets business unit and a global team across product, engineering, design, data, and operations, with full P&L ownership. Nubank (NYSE: NU) serves 140M+ customers and has a $75B+ market cap (Oct. 2026).
Nu Global Account brings fast, fee-free transfers across 35+ countries, stablecoin rewards, and a virtual card for global spending into one app. Customers can also buy, hold, and sell Bitcoin and other curated assets.
I led Coinbase’s consumer Cash, Cards, Transfers, and Payments, including Coinbase One Card. The card gives Coinbase One members up to 4% bitcoin back on everyday purchases.
The stainless-steel card is etched with Bitcoin’s Genesis Block and combines no foreign transaction fees with protections, offers, and benefits on the American Express network.
I led Cash App’s bitcoin product, including Lightning Network and Bitkey integration, making it easier to buy, hold, and move bitcoin. Cash App customers purchased over $9B in bitcoin in 2024.
I’m a co-inventor on two issued patents: digital asset payments through links and QR codes, and privacy-preserving credentials for decentralized identity.
I built automatic Bitcoin Conversions for Square sellers, making it simple to convert 1–50% of daily sales into bitcoin without placing a separate purchase each day.
Sellers choose their percentage, adjust or pause conversions, and decide when to sell. Their bitcoin balance sits alongside their business finances in Square Dashboard, keeping the controls close to the money they manage every day.
Experience
Product strategy, technical execution, and cross-team leadership.
Lead Nubank’s digital assets business unit and a global team across product, engineering, design, data, and operations. Own the vision, strategy, roadmap, execution, budget, and full P&L. Nubank (NYSE: NU) serves 140M+ customers and has a $75B+ market cap (Oct. 2026).
Led consumer Cash, Cards, Transfers, and Payments. Launched Coinbase One Card with up to 4% back on the AMEX network. Launched Pay Tab in 115 countries, making it easy to send money to anyone, anywhere.
Led Lightning Network and Bitkey integration; Cash App customers purchased $9B+ in bitcoin in 2024. Shipped automatic daily Bitcoin Conversions for Square sellers.
Created the original Supercharger Real Time Wait Time experience using charger telemetry and vehicle arrival/location data, with simple status and wait ranges. Helped launch early non-Tesla pilots. Acquired and built the @TeslaCharging Twitter account from zero followers; it now has over 300,000. Led software and UX across vehicle UI, payments, web, and charging operations. Reduced wait times and increased network utilization and profitability. Helped integrate bitcoin payments into Tesla.com.
Launched Apple Pay on the Web for millions of websites in 90+ countries through Shopify, Stripe, Adyen, and a global PSP network. Drove 450% YoY growth for Apple Pay on the Web; merchants saw up to 2x mobile conversion and up to 60% faster checkout. Joined the founding Apple Card team; led Apple Cash product operations and Apple Cash Family.
Led two engineering teams building commerce and anti-fraud products for preorders and crowdfunding through Airbnb’s acquisition.
Co-founded Koofers, raised $6M, led 15 people, and grew its course ratings and textbook price comparison products to 1M+ monthly users across 500+ universities; acquired by Docsity.
How I work
Angel investing
I invest in early-stage deep tech companies, AI startups, and direct-to-consumer brands.
Deep tech · Angel investment
TPU-first compute.
Building a heterogeneous compute platform. The founding team comes from NVIDIA, Google, xAI, Tesla, and the CHIPS Act Office.
AI · Angel investment
Personalized greeting cards.
P.S. uses AI to turn a person, pet, or shared memory into a physical greeting card, then prints and mails it.
Consumer software · Angel investment
Never miss two days in a row.
A walking accountability club that helps you build a daily habit. Set your goal, stay on track with friends, and keep your weekly dues waived by staying consistent.